TERMS AND CONDITIONS
Effective Date: January 1, 2026
PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY BEFORE USING THIS WEBSITE OR PURCHASING ANY PRODUCTS OR SERVICES.
These Terms and Conditions ("Terms") govern your access to and use of all websites, landing pages, digital products, and masterclasses owned or operated by Nova Rich Ko LLC (herein referred to as the "Company", doing business as and billing electronically on bank statements as COACHRICHJOURNEY). By clicking 'I understand and agree to the Terms & Conditions' at checkout, you enter into a legally binding agreement with the Company.
By accessing or using the Site, creating an account, enrolling in a program, joining a membership, purchasing a product or service, or clicking any button labeled "Purchase," "Enroll," "Submit," "I Agree," or any similar acknowledgment, you confirm that you have read, understood, and agree to be legally bound by these Terms, as well as any policies incorporated by reference, including our Privacy Policy and any additional policies published on the Site.
If you do not agree to these Terms, you must immediately discontinue use of the Site and refrain from purchasing any products or services offered by the Company.
These Terms constitute a legally binding agreement between you and Nova Rich Ko LLC.
1. Eligibility
To purchase products or services or access certain features of the Site, you must be at least eighteen (18) years of age or the age of legal majority in your state or country of residence. If you are under the age of eighteen (18), you may only use the Site with the supervision and consent of a parent or legal guardian.
By accessing or using the Site, you represent and warrant that:
You have the legal authority and capacity to enter into this agreement.
All information you provide to the Company is true, accurate, current, and complete.
You will update your information as necessary to keep it accurate.
You will use the Site only for lawful purposes and in accordance with these Terms.
The Company reserves the right to refuse service, suspend accounts, or terminate access to any person who violates these Terms or engages in conduct that may harm the Company, its customers, or its business operations.
2. Electronic Acceptance
By completing a purchase, creating an account, or clicking any button indicating acceptance of these Terms, you consent to conduct business electronically.
You acknowledge and agree that your electronic acceptance constitutes your legal signature and has the same force and effect as a handwritten signature. You further agree that electronic records maintained by the Company, including purchase confirmations, account activity, and acceptance of these Terms, shall be admissible as evidence in any legal or administrative proceeding to the fullest extent permitted by applicable law.
3. License to Use the Site and Intellectual Property
All content made available through the Site, including but not limited to videos, online courses, coaching materials, workbooks, templates, guides, downloadable resources, PDFs, presentations, spreadsheets, graphics, logos, photographs, audio recordings, software, training materials, text, course modules, community discussions, and all other educational or proprietary materials (collectively, the "Content"), is the exclusive property of Nova Rich Ko LLC or its licensors and is protected by United States copyright, trademark, trade secret, and other applicable intellectual property laws.
Your purchase grants you a limited, revocable, non-exclusive, non-transferable, and non-sublicensable license to access and use the Content solely for your personal, individual, and non-commercial educational purposes.
No ownership rights are transferred to you by purchasing or accessing any product, service, membership, or program offered by the Company.
Except as expressly authorized in writing by the Company, you may not:
Copy, reproduce, duplicate, or distribute any Content.
Sell, resell, license, sublicense, lease, rent, or commercially exploit any Content.
Modify, adapt, translate, reverse engineer, or create derivative works based on the Content.
Upload, publish, display, transmit, or share Company Content on any website, social media platform, cloud storage service, file-sharing platform, or other public or private location.
Record, download, screenshot, photograph, screen-record, or otherwise reproduce live trainings, coaching sessions, webinars, or membership content except where the Company has expressly authorized downloads.
Use Company Content to create competing products, courses, memberships, coaching programs, templates, or educational materials.
Remove, alter, or obscure any copyright notices, trademarks, branding, watermarks, or proprietary markings contained within the Content.
Use any portion of the Company's Content to train artificial intelligence models, machine learning systems, automated tools, or similar technologies without the Company's prior written consent.
The Company reserves all rights not expressly granted under these Terms.
4. Account Access and Security
Certain products and services require you to create an account or receive login credentials.
You are solely responsible for maintaining the confidentiality of your username, password, verification codes, and any other account credentials.
You agree to:
Keep your login information secure.
Notify the Company immediately of any unauthorized use of your account.
Log out of your account after each session when using a shared device.
Accept responsibility for all activity occurring under your account.
The Company is not responsible for any loss, damage, or unauthorized activity resulting from your failure to safeguard your account credentials.
5. Account Sharing Prohibited
Your purchase provides a license for one individual user only, unless otherwise expressly stated in writing by the Company.
You may not:
Share your login credentials with another person.
Permit another individual to access your purchased materials.
Allow multiple users to access a single account.
Purchase products on behalf of another individual without prior written authorization.
Circumvent user limits or account restrictions.
If the Company reasonably believes that an account has been shared, transferred, copied, pirated, or otherwise used in violation of these Terms, the Company may, without prior notice:
Suspend or permanently terminate access to the account.
Revoke access to all associated products, memberships, and services.
Refuse future purchases.
Pursue any legal or equitable remedies available under applicable law.
Termination of access due to a violation of this Section does not entitle the customer to a refund, credit, or reimbursement.
6. Intellectual Property Enforcement
The Company actively protects its intellectual property rights.
Unauthorized reproduction, distribution, recording, resale, or misuse of Company Content may result in civil and criminal penalties under applicable law.
The Company reserves the right to investigate suspected violations of these Terms and may pursue all remedies available under applicable law, including injunctive relief, monetary damages, recovery of attorneys' fees where permitted by law, and any other legal or equitable remedies.
Nothing in these Terms limits the Company's right to enforce its intellectual property rights or protect its confidential and proprietary information.
7. Digital Products, Billing, and Absolute No-Refund Policy
The Company offers purely digital products, online courses, masterclasses, and downloadable resources. By purchasing from the Company, you acknowledge and agree that all sales are strictly final, non-refundable, non-cancelable, and non-exchangeable under any circumstances. Access to your digital asset is provided instantly and automatically upon a successful charge. Because fulfillment is instantaneous, you explicitly agree that you waive any rights to claim a refund or dispute the transaction.
8. Payment Authorization
By submitting your payment information, you represent and warrant that:
You are authorized to use the payment method provided.
All billing information submitted is true, accurate, and complete.
You authorize Nova Rich Ko LLC and its authorized payment processors to charge the payment method for the total purchase amount, including any applicable taxes or fees.
You agree to pay all charges incurred in connection with your purchase.
If your payment is declined, reversed, or otherwise fails, the Company reserves the right to suspend or terminate access to your products or services until payment has been successfully completed.
9. Digital Product Delivery
Unless otherwise stated on the applicable sales page, digital products are considered delivered once access has been made available through any of the following:
Delivery is deemed complete when access is provided, regardless of whether you choose to log in, download, or use the purchased materials.
Failure to access or complete a product does not constitute non-delivery.
10. Digital Delivery and Authorization
Because the Company's products are digital in nature and accessible immediately, delivery is deemed legally complete the exact millisecond the system generates access credentials or download links to your provided email address. By completing this purchase, you explicitly authorize the charge under our merchant name (COACHRICHJOURNEY) and agree that our automated server logs tracking your unique email delivery and IP address constitute definitive physical proof of delivery. You agree that failure to open, download, or complete the product does not constitute non-delivery.
11. Subscription Billing and Cancellation
Certain memberships or recurring services renew automatically every 30 days. By enrolling, you authorize the Company to charge your payment method at each renewal period. To prevent future automatic billing, you must manually cancel your subscription inside your Stan Store account settings or email our verified support address at info@couriercontractclub.com at least three (3) business days prior to your scheduled renewal date. Cancellation stops future charges but does not entitle you to a refund for billing periods already processed.
12. Payment Disputes and Debt Collection Rights
By completing this purchase, you agree that you will not initiate fraudulent payment disputes or chargebacks with your financial institution. If a dispute is opened under claims of 'unauthorized billing' or 'non-delivery' after access to our digital content has been electronically recorded, the Company reserves the right to report the account activity to national credit bureaus as delinquent consumer debt and pursue legal collection remedies in accordance with applicable governing law to recover the full transaction amount plus any associated banking penalty fees.
13. Merchant Records
To help prevent fraud, verify purchases, and respond to payment disputes, Nova Rich Ko LLC may maintain records relating to customer transactions, including:
These records may be used, where appropriate, to verify transactions, investigate suspected fraud, respond to payment disputes, or protect the Company's legal rights.
14. Memberships, Community Participation, and User Conduct
Certain products and services offered by Nova Rich Ko LLC include access to private memberships, online communities, discussion groups, coaching programs, live events, webinars, and other interactive platforms (collectively, the "Community").
Access to the Community is a privilege, not a right. The Company reserves the right to suspend, restrict, or permanently terminate access to any member who violates these Terms, disrupts the Community, or engages in conduct that the Company reasonably determines is harmful to the Company, its members, employees, contractors, or business operations.
The Company may remove any member at its sole discretion, with or without prior notice, to maintain the integrity, safety, and quality of the Community.
Termination of Community access due to a violation of these Terms does not entitle the member to a refund, credit, or reimbursement, except where required by applicable law.
15. Community Standards
By participating in any Community operated by the Company, you agree to conduct yourself professionally, respectfully, and lawfully.
You agree that you will not:
Harass, intimidate, threaten, stalk, or bully another member.
Use abusive, defamatory, obscene, hateful, discriminatory, or offensive language.
Engage in unlawful conduct or encourage unlawful activity.
Post spam, unsolicited advertisements, chain messages, or repetitive promotional content.
Recruit, solicit, or promote competing businesses, coaching programs, courses, memberships, or services without the Company's prior written consent.
Impersonate another person or misrepresent your identity.
Upload viruses, malware, or other harmful code.
Interfere with the operation or security of the Community or Site.
Attempt to gain unauthorized access to Company systems or another user's account.
Encourage others to violate these Terms.
The Company reserves the right to remove any content or member that violates these Community Standards.
16. Confidentiality and Proprietary Information
During your participation in the Company's products, services, coaching programs, memberships, or Community, you may receive access to confidential and proprietary information belonging to Nova Rich Ko LLC.
Confidential information includes, but is not limited to:
Training materials
Standard operating procedures (SOPs)
Templates
Worksheets
Checklists
Business systems
Pricing strategies
Marketing strategies
Vendor and supplier information
Company lists and databases
Contract opportunities
Courier resources
Forms
Downloads
Live coaching sessions
Recorded trainings
Community discussions
Internal documents
Any information identified as confidential or that reasonably should be understood to be confidential
You agree not to copy, reproduce, distribute, publish, sell, license, disclose, or otherwise share confidential information without the Company's prior written consent.
This obligation survives the termination of your account or membership.
17. Recording and Unauthorized Distribution
Unless expressly authorized by the Company in writing, you may not:
Record live coaching sessions, webinars, workshops, or meetings.
Screen record or photograph training materials.
Share replay links or downloadable resources.
Upload Company materials to social media, cloud storage services, websites, forums, AI platforms, or file-sharing services.
Sell, gift, transfer, or distribute purchased materials to any third party.
Unauthorized recording or distribution of Company Content may result in immediate termination of access and may subject you to legal action.
18. Testimonials and Success Stories
The Company may publish testimonials, reviews, comments, photos, videos, or success stories voluntarily submitted by customers.
By voluntarily submitting a testimonial, review, photo, video, or similar content to the Company, you grant Nova Rich Ko LLC a non-exclusive, worldwide, royalty-free license to use, reproduce, publish, display, edit, and distribute such content for marketing, educational, promotional, and business purposes, unless otherwise prohibited by law or agreed to in writing.
Testimonials reflect the individual experiences of customers and are not intended to represent or guarantee that current or future customers will achieve the same or similar results.
19. User Submissions
Any suggestions, ideas, recommendations, feedback, comments, feature requests, or other materials you voluntarily submit to the Company may be used by Nova Rich Ko LLC without restriction or obligation to compensate you, unless otherwise required by applicable law.
You represent that you have the right to submit such materials and that your submissions do not infringe upon the rights of any third party.
20. Communications and Electronic Notices
By creating an account, enrolling in a program, joining a membership, or providing your contact information, you consent to receive communications from the Company, including:
You may opt out of promotional email communications at any time by using the unsubscribe link contained in those emails. However, you understand that the Company may continue to send transactional or account-related communications necessary to administer your purchases, memberships, or account.
21. Force Majeure
Nova Rich Ko LLC shall not be liable for any delay or failure to perform its obligations under these Terms when such delay or failure results from events beyond its reasonable control. These events include, but are not limited to, natural disasters, fires, floods, severe weather, pandemics, epidemics, acts of government, war, terrorism, labor disputes, cyberattacks, internet or telecommunications outages, power failures, or interruptions caused by third-party service providers.
The Company will make commercially reasonable efforts to resume performance as soon as practicable once the event has ended.
22. Severability
If any provision of these Terms and Conditions is determined to be unlawful, invalid, or unenforceable by a court of competent jurisdiction, that provision shall be deemed modified only to the extent necessary to make it enforceable. If modification is not possible, the provision shall be severed, and the remaining provisions shall remain in full force and effect.
23. Entire Agreement
These Terms and Conditions, together with the Company's Privacy Policy and any additional policies or written agreements expressly incorporated by reference, constitute the complete and exclusive agreement between you and Nova Rich Ko LLC regarding your access to and use of the Site and the purchase of any products or services.
These Terms supersede all prior or contemporaneous communications, discussions, proposals, representations, or agreements, whether written or oral, relating to the same subject matter.
24. Changes to These Terms
Nova Rich Ko LLC reserves the right to update or modify these Terms and Conditions at any time to reflect changes in its business practices, legal requirements, or services.
Any revisions will become effective immediately upon publication on the Site unless a different effective date is specified. Your continued use of the Site after revised Terms are posted constitutes your acceptance of those changes.
You are encouraged to review these Terms periodically to remain informed of any updates.
25. Governing Law
These Terms and Conditions shall be governed by and interpreted in accordance with the laws of the State of Georgia, without regard to its conflict of law principles.
Any legal action or proceeding arising out of or relating to these Terms, the Site, or any products or services offered by Nova Rich Ko LLC shall be brought exclusively in the appropriate state or federal courts located in Fulton County, Georgia. By using the Site, you consent to the jurisdiction and venue of those courts.
26. Contact Information
If you have any questions regarding these Terms and Conditions or any products or services offered by Nova Rich Ko LLC, you may contact us at:
Nova Rich Ko LLC
Email: team@therichjourneys.com
We appreciate your business and thank you for placing your trust in Nova Rich Ko LLC.